NICB warns Texans about contractor fraud after severe flooding
NICB warned Texas homeowners and business owners to watch for dishonest contractors and insurance-related scams after severe storms and flooding.
The National Insurance Crime Bureau is warning Texas homeowners and business owners about dishonest contractors and insurance-related scams as communities recover from severe storms and flooding.
NICB said disaster areas can attract contractors who use pressure tactics, promise fast repairs and seek signatures before property owners have checked coverage or reviewed the work. The group said some vendors may ask for large upfront payments, do unnecessary or incomplete work, or encourage policyholders to exaggerate damage.
What NICB said
In a July 31, 2026, release from Oak Brook, Illinois, NICB said fraudulent contractors often target disaster-affected communities with high-pressure sales pitches and promises of immediate repairs. The group said that can push property owners to sign contracts and surrender insurance benefits.
David J. Glawe, NICB president and CEO, said people trying to exploit the disaster for financial gain are entering affected areas to get at recovery funds. He advised Texans to contact their insurance carrier before signing for repairs, carefully review every document and verify that a contractor is properly established and qualified.
Background
NICB describes itself as the nation's leading not-for-profit organization dedicated to combating and preventing insurance crime. It says it is supported by more than 1,200 property and casualty insurance companies and self-insured organizations.
The group also said it offers a free downloadable contractor checklist for people comparing repair bids and vendors after storm damage.
What happens next
NICB directed people to its checklist as they begin rebuilding. The organization said the document is available on its website, along with guidance on reviewing contracts and confirming a contractor's credentials before work begins.
Sources
- PR Newswire release: NICB warns Texans of increased contractor fraud risk following severe flooding
- NICB contractor checklist
Editorial note: This article was prepared with AI assistance and includes source attribution for reader review.
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