CFPB says 2024 HMDA mortgage lending data are available on FFIEC platform
The Consumer Financial Protection Bureau says 2024 Home Mortgage Disclosure Act loan-level data are available on the FFIEC’s HMDA Platform for about 4,898 filers. The records were modified to protect consumer privacy.
The Consumer Financial Protection Bureau says 2024 Home Mortgage Disclosure Act Modified Loan Application Register data are now available on the Federal Financial Institutions Examination Council’s HMDA Platform for about 4,898 filers.
The bureau said the published records contain loan-level information filed by financial institutions and were modified to protect consumer privacy. It said the online release gives the public access to annual loan-level LAR data for each HMDA filer.
HMDA data are a source for tracking mortgage lending patterns. The CFPB said the electronic format makes the information easier to access than the earlier process, when users had to request annual LAR data from specific institutions.
According to the CFPB, its 2015 HMDA rule made each filer’s data available electronically on the FFIEC platform. The bureau also said users can download institution-specific modified LAR files or one combined file with all institutions’ modified LAR data.
The CFPB directed readers to its Beginner’s Guide to Accessing and Using HMDA Data for background and technical tips. It also linked the data publication page on the FFIEC HMDA Platform.
The bureau’s notice was published March 31, 2025.
Sources
- CFPB Newsroom: 2024 HMDA data on mortgage lending now available
- FFIEC HMDA Platform: Modified LAR data publication
Editorial note: This article was prepared with AI assistance and requires editorial review before publication.
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